Find out how Coleman’s Independence Institute can help you achieve your financial dreams.The process begins with a phone call. When you call us at 903-257-5936, your call will be returned within 24-48hrs by a real person – always! We Are Under New Management October ‘2020. Once you call in your call will be directed to one of our credit repair specialists. These specialists are highly trained in the art of credit repair, and will give you a FREE consultation. This isn’t just a listing of talking points, however. During your consultation, you can provide us with a copy of your credit report or if you don’t have any, you can get this $1 FREE Trial with IdentityIQ. Or, if you like, we can pull a copy for you . At that point, you will work with the credit specialist during your consultation to identify problematic items on your credit report, and the best way to solve them

At the end of your free consultation, your credit repair specialist will explain to you our different service packages. Each option includes the same credit repair, but varies based upon the amount of items you need removed, and how long you wish to spread out the payments. They will work with you to pick a package which best fits your needs, and is affordable. And of course, all of our service packages are backed by our KMBC 90-Day Warranty. We will then send over an electronic contract via email for you to review & sign at your convenience. Once you deem it satisfactory, you will simply fax(903-257-5936), email(info@killmybadcredit.com),upload in your “client portal” or mail(Attn: Docs, P.O. Box 46, Atlanta,Texas 75551) back the contract with a few ID documents. Once we have received your electronic contract and ID docs, we will begin working on your credit report – immediately!.

Coleman’s Independence Institute disputes unverifiable,inaccurate, & illegally placed information reported to the  major credit bureaus.Once your processor has your account started, you will proceed along our tested credit repair process. Your credit repair specialist will personalize a ‘plan of attack’ for each item on your credit report. Then, its the processor’s job to put this plan into action. They will draft over a legal dispute letter(s) monitored by a certified Paralegal on staff utilizing FDCPA, TDCPA, FCRA, FACTA, UDAP, & GAAP, and more for your account. We send out disputes at precise and predetermined times, not simply at random like other companies! We send out our letters in one 35 day increments – that way we can catch any creditor who fails to respond in the mandated 30 day interval – Now Since COVID-19, credit bureaus are allowed 60 Days! In addition, we have set dates for us to review your account to make sure that items are indeed coming off the reports – we pull a report from each bureau every month and comb through it by hand! Better yet, you aren’t simply left in the dark to wait like many companies will do. Rather, we keep you updated at every step of the process – every week in fact, via text/call! We will send you an email summarizing each week’s goals and achievements, and answering many of our most common questions. In addition, you can always log into our website to see a detailed report of what we have gotten off your credit report, and what remains. But of course, because we aren’t an automated dispute mill, you can always call and ask if you have a specific question for your processor!

Consumers have the right to dispute any and all credit items that are not 100% accurate and complete.

For an excelleration in your Credit Repair we highly recommend www.myiqreport.com  for monitoring with their $1 (7) Day Free Trial

Watch your Credit Score Rise! After we have diligently worked on your account for the time specified in your contract, we begin a closing review process of your account. We make sure that all of your accounts have been properly and completely disputed, and that we have achieved a good deletion rate for these items. Once our work has been verified, you will be sent a final update with your stellar results, a goodbye letter, and a request to recommend us to friends and family for a nice FEE paid to you!